The Brighte 0% interest payment plan

  • Fund purchases between $1k to 30K: Our account keeping fee is the same regardless of the finance amount and term.
  • Repay between 6 months to 60 months: Your chosen vendor will offer term’s available for you to choose from*
  • Apply and have an outcome in minutes! Either apply for pre-approval for an instant outcome or apply once you have a quote, either way, your application is processed fast!
  • Reuse your account: Once you have an active Brighte 0% interest payment plan, you may be eligible to reuse the amount already repaid or increase your limit**
  • Track your repayments: The BrightePay app allows you to track your repayments
  • Make additional repayments: We understand no one likes being locked into a long term repayment plan, so pay it off quicker at no additional cost

What can I use Brighte for?

Brighte is here to meet your needs! You can use the Brighte 0% Interest Payment Plan for energy-efficient upgrades such as solar, batteries, and lighting. Or for your home improvement dreams such as kitchen and bathroom renovations, landscaping and more!

To make it easy for you, we match you with Brighte accredited partners in your local area, check out who is available near you on the Brighte Marketplace

How does Brighte work?

Access Brighte 0% interest payment plan for purchases between $1k and $30k! and spread the cost between 6 – 60 months!

We strive for transparency – check out the fee’s^

  • A $1/ week account keeping fee, included in your fortnightly repayment
  • NO FEE’s for early repayments or payout!
  • NO FEE’s for requesting quotes through the Marketplace
  • NO FEE’s to download and access the BrightePay app!
  • NO FEE’s to change your repayment date*

Brighte is available for businesses who meet the following criteria*:

  • Trading for more than 24 months
  • All applicants must be Australian permanent residents
  • Applicant over 18 years of age
  • Applicant must provide one guarantor who must own or be purchasing a property
  • A clear business credit le with good credit history
  • Purchases must be used for business

*Note: The applicant does not need to own the commercial premise. The above list is a guide only. Additional lending criteria may apply.

Approved businesses only. Fees, Terms & Conditions apply.

Lending criteria apply. Not all vendors over 60-month loan terms.

You should not pay any more for your goods just because you have chosen to use Brighte 0% interest payment plan overpaying with cash, a debit card, credit card or any other payment method.

For more detail information on our Interest free payment plans, please visit us at